top of page

Is your body corporate adequately insured? 

Upload your latest valuation report to get an updated replacement value.

It's free and without obligation!

Optimised cover for community schemes

Specialist insurance advice for bodies corporate & HOA's.

Competitive terms guaranteed.

​​​

Body corporate insurance solutions 

Buildings

Get cover for material damage to built structures through sudden or unforeseen events.​

Liability

Be protected against claims arising from injury, loss, or damage due to negligence.

Fidelity

Insure against financial loss caused by dishonesty and misappropriation of funds.

Arrears

Secure your body corporate's cash flow in case of levy shortfalls.

Residents

Body corporate & HOA members benefit from discounted premiums for their personal car & contents insurance.

​

Ask us about variable replacement value

Adjust your sum insured quarterly so you don't pay more than necessary.

Real-time cover that's aligned with the current (re)building costs. Ask us how!

​

Geysers done differently

It's time to give traditional geyser insurance a makeover. Let's talk.

​

Valuation bonus

We'll contribute toward your next valuation by an approved professional.

By law, an insurance valuation must be done every 3 years.

A professional valuation helps determine the true sum insured.

 

Benefits with Mono

  • Assistance with your 10-year maintenance plan.

  • Discounted insurance valuations.

  • Free valuation updates.

  • Save money.

  • And more...

​​​

Discounted personal insurance
for your scheme's residents

Home contents, unit upgrades, motor vehicles, personal liability, and more.

Save by joining the Mono club.

​

Did you know?

Geyser-related claims constitute 70% of all buildings claims.

Excluding geysers from your policy improves your claims ratio.

Installing better geysers helps avoid consequential damage.

​

How much will my insurance cost?

Your premium is determined by the sum insured, your risk rating, as well as inclusions & exclusions on your policy schedule.

Customise your policy to suit your budget.

​

Traditional geyser cover is flawed

Insuring against the inevitable geyser failure and associated damage may seem impractical, given that there are alternative ways to manage the risk and delegate the liability.

​

Escalating your sum insured 

Do you always blindly accept your insurer's proposed renewal rates?

If so, your new premium is likely over-inflated.

Set it right with a free valuation update.

​

What constitutes a valid claim?

A claim is likely to be honoured when a measurable loss or damage that is not excluded in the policy schedule or by the policy wording was caused by a sudden and unpreventable incident at a recorded time.

​

Which damages CAN be claimed?

You CAN claim for loss and damage caused as a direct result of a sudden or unforeseen event such as fire, lightning, flooding, accident, burglary etc.

​

Which damages CANNOT be claimed?

You CANNOT claim for loss and damage through negligent care, lack of maintenance & waterproofing, wear & tear, ageing etc.

​

Streamline your claims

Our online claim procedure saves you time and accelerates the outcome.

​

Who's responsible for geyser maintenance? 

Unit owners are liable for their geysers and not the body corporate!

There are other ways to manage geyser risk than insurance.

​

How insurers manage geyser risk

Increase premiums.

Increase excess.

Limit cover.

​

Insurance for unit upgrades

The body corporate is NOT responsible for insuring owner-installed unit upgrades such as lapas, swimming pools, carports, etc.

Let Mono help simplify your body corporate insurance.

​

Personal policies linked to BC insurance

Pay less when moving your personal policy to Mono.

All policyholders benefit from premium discounts.

​

Geysers: how to save money

Mitigate the risk of geyser failure through more than just regular servicing. Let's have a conversation.

​

bottom of page